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Recent Articles

Sep
19
2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...
Sep
18
2025
Home Equity in Coachella Valley is Booming—Here’s How to Use It Wisely
If you own a home in the Coachella Valley, chances are your equity has grown—possibly more than you realize. From Palm Springs to Indio, homeowners are sitting on record levels of untapped value as home prices continue to hold strong in 2025. The question is: Are you using your home...
Sep
12
2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer “supercore.” Together,...
Sep
11
2025
New to the Desert? Here’s How to Buy Your First Home in Coachella Valley
Whether you’ve just relocated to the Coachella Valley or are finally ready to put down roots after years of visiting, buying your first home here can feel both exciting and overwhelming. With its unique desert climate, resort-style communities, and mix of full-time and seasonal...
Sep
04
2025
Is Your Mortgage Still a Good Fit in 2025?
You probably get regular check-ups for your health, your car, and maybe even your HVAC system. But what about your mortgage? As we hit the midpoint of 2025, it’s the perfect time to ask: Is your current mortgage still working for you—or is it holding you back? With rising home...
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