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Recent Articles

Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Jun
19
2025
Home Equity Secrets: Why a HEL Loan Might Be Smarter Than a HELOC Right Now
When Coachella Valley homeowners think about upgrading their lifestyle—whether by building a pool, remodeling a kitchen, or consolidating high-interest debt—home equity often plays a central role. Lately, at MortgageWorks, we’ve seen a notable uptick in...
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
Jun
12
2025
Understanding Reverse Mortgages: Separating Fact from Fiction
When it comes to managing rising housing costs in retirement, reverse mortgages can be a powerful tool—but they’re also widely misunderstood. At MortgageWorks, we’ve seen firsthand how misinformation can keep homeowners from making choices that could...
Jun
05
2025
Why Homeownership Still Matters: Understanding the Trade-Offs in Wealth Building
Homeownership has long been considered a cornerstone of the American Dream, but that notion has been increasingly challenged. Some financial thought leaders argue that you don’t need to own a home to build wealth, and on the surface, that’s true. Renting can offer...
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