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Recent Articles

Aug
14
2024
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to digest. What Is Inflation? At its core,...
Aug
08
2024
California Mortgage Payoff: Understanding Prepayment Trends
In California, the average homeowner pays off their mortgage more quickly than homeowners in most other states. Often, Californians settle their mortgage debt within 5 to 7 years. This trend, driven by high mortgage prepayment rates, has significant implications for both homeowners...
Aug
07
2024
Busting the Biggest Myths About Buying a Home in 2024
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
Aug
01
2024
How to Buy a House in California
Buying a house in California can be an exciting yet complex journey. With the right knowledge and preparation, you can navigate the process smoothly. Here's a comprehensive guide to help you understand the steps, requirements, and important terms you need to know when buying a home in the...
Jul
31
2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan taken out against the value of your home, in addition to your primary mortgage. Essentially, it allows homeowners to tap into their property's equity for various purposes. While this financial tool can be beneficial, it's important to understand its potential...
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