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Recent Articles

Nov
06
2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...
Oct
30
2025
The Smart Middle Ground: Why a 20-Year Mortgage May Be the Best Kept Secret in Home Financing
When most homebuyers in the Coachella Valley think about mortgage terms, they picture two familiar choices: the 30-year loan or the 15-year loan. One offers lower monthly payments but more interest over time. The other slashes total interest paid but nearly doubles your monthly...
Oct
29
2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...
Oct
24
2025
Why Mid-October Is the Sweet Spot for Home Buyers
If you’ve been thinking about buying a home, don’t wait too long — this week could be your golden ticket. According to new data from Realtor.com and HousingWire, mid-October marks the peak of the home-buying sweet spot, offering more inventory, less competition, and...
Oct
22
2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
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