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Recent Articles

Oct
22
2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
Oct
16
2025
What Is a Piggyback Loan — And What Problem Does It Solve?
A piggyback loan (also called a “piggyback mortgage,” “combo loan,” or “simultaneous second mortgage”) is a financing strategy where a borrower takes out two loans at (or around) the same time for the same property purchase: The first...
Oct
15
2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly one in five Gen Z adults (ages 18–27) say that housing affordability is their top life concern. Rising home prices and higher mortgage rates have made...
Oct
10
2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...
Oct
09
2025
What Retirees Should Know About Buying a Home in the Coachella Valley
The Coachella Valley has long been one of the most desirable places in California to retire. From Palm Springs to La Quinta, the warm climate, golf courses, mountain views, and resort-style communities make it easy to see why so many people choose to spend their next chapter here. But even...
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