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Recent Articles

Nov
21
2025
What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
Nov
20
2025
Best Kept Secret in Home Financing: Why 20-Year Mortgages Are an Underrated Win
When most homebuyers in the Coachella Valley think about mortgage terms, they picture two familiar choices: the 30-year loan or the 15-year loan. One offers lower monthly payments but more interest over time. The other slashes total interest paid but nearly doubles your monthly...
Nov
13
2025
Your Guide to Coachella Valley Homes
If you’ve been watching home prices rise across the Coachella Valley and wondering whether you’ll ever be able to buy, you’re not alone. With rent prices climbing, inventory still tight, and interest rates bouncing, many first-time buyers feel stuck on the...
Nov
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
Nov
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
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