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Recent Articles

Jan
15
2026
How Local Market Conditions Affect Mortgage Choices in the Coachella Valley
Buying a home is never just about finding the right property. In the Coachella Valley, local market conditions play a major role in determining which mortgage options make the most sense—and which ones may quietly work against you. From Palm Springs to Indio, shifts in inventory,...
Jan
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Jan
08
2026
Why the Coachella Valley Works Well for Retirees
What Retirees Should Know About Buying a Home in the Coachella Valley The Coachella Valley has long been a popular destination for retirement, and it’s easy to understand why. From Palm Springs to La Quinta, the region offers warm weather, scenic mountain views, golf courses,...
Jan
01
2026
A Fresh Start: What the New Year Means for the Coachella Valley Housing Market
The start of a new year often brings a sense of clarity. Goals feel more defined, plans feel more intentional, and many people take time to reassess where they stand financially. In the Coachella Valley, the housing market tends to reflect that same mindset shift. Rather than sudden...
Dec
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
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