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Recent Articles

Oct
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
Sep
26
2025
3 Reasons Home Affordability Is Improving This Fall
For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices. But this fall, the market is shifting in ways that make homeownership more affordable than it has been in months. Here are three reasons why: 1. Average 30-Year Fixed Rates Have...
Sep
25
2025
Mortgage Rates, the Fed, and the Bond Market: What Homebuyers Need to Know
Many homebuyers in Coachella Valley keep their eyes on the Federal Reserve, assuming mortgage rates will fall the moment the Fed announces a rate cut. But this approach can leave buyers waiting too long and missing favorable conditions. The truth is that mortgage rates move with the bond...
Sep
19
2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...
Sep
18
2025
Home Equity in Coachella Valley is Booming—Here’s How to Use It Wisely
If you own a home in the Coachella Valley, chances are your equity has grown—possibly more than you realize. From Palm Springs to Indio, homeowners are sitting on record levels of untapped value as home prices continue to hold strong in 2025. The question is: Are you using your home...
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